The key for us was realizing that the two sides—what we owe and what others owe us—need to be looked at together. I found this more info while researching cash flow tips one night. It explained how AR and AP are basically part of one loop, and that changed how we built our dashboard. Now we don’t just track overdue invoices—we forecast based on both sides. That helped our finance team plan smarter and push the late-payers sooner.