Can a generated statement be used to apply for a visa?
When I applied for a European visa, I needed to provide financial documents urgently. The bank could not issue a statement quickly, and time ran out. I found a service that allows you to generate a statement and decided to try a fake bank statment. All the data was designed correctly: the font, format, and even the bank logo looked like real ones. When I submitted the documents, I was not asked to show the original statement, and the visa was approved. However, the document must look as believable as possible; otherwise, you could get into trouble.
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I used a generated statement when I applied for a visa in the US. There was no way to get an official statement then, so I decided to use this method. Of course, it is important to realize that not all embassies may accept such documents. In some cases they may ask for proof of authenticity, but in my case everything went smoothly. I think that for visas to countries with a more loyal system you can safely use this method, the main thing is not to overdo the changes.